debt I’M SORRY FOR YOUR TROUBLE…HOLIDAY DEBTS :( 25 Jan 2014 Now that the holiday bills are coming in on top of regular bills, do not despair. While money isn't love, it sure feels like it during holiday seasons. Hence, there…
Spiritual Finance Backwards Goal Setting 30 Aug 201330 Aug 2013 BACKWARDS GOAL-SETTING 1. Major Goal 2. Date To Complete 3. Date & Goal To Accomplish Before Getting To Major Goal 4. Date & Goal To Accomplish Before Getting To Above…
Spiritual Finance SPIRITUAL FINANCE PRAYERS 6 Aug 20132 Sep 2013 PRAYERS Courage Higher Guidance, please guide me to right thinking about who to invite into our home, and give me the courage to do it. Higher Guidance,…
Spiritual Finance Black September is Coming! 1 Aug 2013 It's August, now, but you know what's around the corner: Black September. Remember all the fun you had last year around school start up? Yes, indeed. Wasn't it a giggle…
Spiritual Finance 10 Ways to Avoid Student Loans 9 May 201310 May 2013 Many ways to avoid educational debt do not involve being a scholarship student. People of average intelligence can also go through school debt-free. Yes, they can. It may take patience;…
personal finance TAX REFUNDS SHOULD BE SENSIBLE, BUT FUN, TOO! 9 Apr 20139 Apr 2013 Folks, you just got a tax refund windfall! Celebrate! And lighten up, a little. Some of you are so serious. Squirreling away the whole bundle in paying down the mortgage,…
credit card… Time Running Out? Plan a Life Worth Living. 10 Mar 201320 Mar 2013 Do you know where your time goes? How often do you plan something which takes longer than you wanted? Or, do you plan very little, and get that much…
personal finance… MARCHBREAK EXPENSES ARE NOT FUN! 8 Mar 201319 Mar 2013 If you have kids, you are in for it now. March Break. Either they are at some type of camp, an extra expense, or you are scrambling to…
bank withdrawals… WHERE IS THAT$40 YOU TOOK OUT THIS MORNING?!? 4 Oct 201020 Mar 2013 Follow me now into the dark labyrinth of your shopping day. Day One: 9 am. You merrily go to the bank machine, take out $40 in cash, and feel,…
personal finance Groceries which You do not Eat are not Groceries 4 Sep 201018 Mar 2013 The dictionary defines Groceries as products you get from a grocer. Ergo, this could be cat food, laundry detergent, and celery. But, the money you put aside for weekly…
