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debt

This category contains 13 posts

UNEVEN INCOME DRIVING YOU CRAZY? DIVIDE AND CONQUER.


  If you earn a different amount each month, whether you are in sales, working contracts, or in transition, it can wreck havoc with your budget. How can you be sure to pay the Must Pay bills and also have funds for other things like clothes, meals out, fun? The best way is to tag … Continue reading

YOUR SPOUSE INHERITED MONEY. GUESS WHAT, IT’S NOT YOURS


If a relative or a friend chose to give your partner  money in their will and your name isn’t mentioned, it ain’t yours. Couples, especially one side, love to say ‘we’ inherited money.  But that’s not how the  tax people see it, or the divorce lawyers, or the law. Money inherited is not up for … Continue reading

IT ONLY TAKES A MINUTE TO GET STARTED ON PROSPERITY


Start from where you are and get rich in no time Well, to be exact, 10 minutes a day is enough to move you from where you are financially today to where you’d like to be. If you are overwhelmed by money issues, dissatisfied with your present life, and if you are willing to put … Continue reading

HELP! SEPTEMBER! I’M DROWNING!


  Why does September school startup always come as such an unpleasant shock? Is it because it is a black hole for money? First, there are school clothes and school supplies, like the new backpack which will cause your kid to see a chiropractor for the rest of her life, gym clothes, lockers fees, art … Continue reading

RICH SUMMER FUN? A FABULOUS DAY TRIP


There are many suggestions about how to have a vacation on little money. Is that fun for you? How about a different take? How about taking a summer vacation which is fabulous, just short. A day trip to remember. . Say you want to go somewhere exotic,  somewhere you’ve never been.  That town two hours from you, … Continue reading

Robbing Peter to Pay Paul? To Stop, Whine About It.


Robbing Peter to pay Paul is a time-honoured money management strategy. The fact that it does not work has not stopped most of us from trying it, in some cases, over and over. But there is a way to make this system work: Tell A Helpless Friend. I know, I know, who wants to reveal … Continue reading

THREE FINITE RESOURCES, M.E.T. — MONEY, ENERGY, AND TIME


It’s not always about the money.  If you want to do something, and you  can’t do it, aside from the money, look to see why that might be for the best. For example, if you want to go on a trip, but the money is not there,  maybe this is a gift in disguise.  Think about your … Continue reading

SUMMER RAGS TO RICHES: THE CLOTHES ENVELOPE


If you do not want to debt to buy your summer wardrobe, how are you going to look fabulous? Where will the bathing suit come from if last year’s is a mess? Where are the shorts you need, the t-shirts, the halter dresses? Lots of stores have them, and the prices are reasonable, unless you … Continue reading

DEBT MINDER DEBT BINDER


Debt payment is one part of your life.  It does not drive it.  You are in the driver’s seat because guess what? You have the money.  No one can make you give them money you do not have, or force you to pay money you do not wish to pay. Unless they take you to … Continue reading

I’M SORRY FOR YOUR TROUBLE…HOLIDAY DEBTS :(


Now that the holiday bills are coming in on top of regular bills, do not despair.   While money isn’t love, it sure feels like it during holiday seasons.  Hence, there are bigger than normal credit card bills, among other manifestations of overindulgence. We don’t have to talk about the scale right now. However, this is … Continue reading

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