Why does September school startup always come as such an unpleasant shock? Is it because it is a black hole for money? First, there are school clothes and school supplies, like the new backpack which will cause your kid to see a chiropractor for the rest of her life, gym clothes, lockers fees, art … Continue reading
If you have kids, you are in for it now. March Break. Either they are at some type of camp, an extra expense, or you are scrambling to find cheap things to entertain them. While you enjoy spending time with the kids, it can also be stressful if you don’t have the money … Continue reading
Follow me now into the dark labyrinth of your shopping day. Day One: 9 am. You merrily go to the bank machine, take out $40 in cash, and feel, what, loaded? Healthy? Happy? 10 am. You hit the grocery store for a bottle of mustard. You know,the gourmet kind with the seeds. You … Continue reading
What does a Spending Plan most resemble? Yes, a Budget. We know all about those and hate them. They seem so useful, so virtuous, but they are hell on wheels to keep up. Any plan which restricts us indefinitely will bring out the rebellion in us. It’s human nature. Doing without is not a virtue. … Continue reading
If you were a car, would you be the stripped down model? How stripped down? No air conditioning? Radio, CD player? Moon roof? Leather seats? Cruise control? Would you have the strippy because you could not afford the bells and whistles, or because they are too frivolous? Your attitude to your car reflects your attitude … Continue reading
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