Debt payment is one part of your life. It does not drive it. You are in the driver’s seat because guess what? You have the money. No one can make you give them money you do not have, or force you to pay money you do not wish to pay. Unless they take you to … Continue reading
If you have kids, you are in for it now. March Break. Either they are at some type of camp, an extra expense, or you are scrambling to find cheap things to entertain them. While you enjoy spending time with the kids, it can also be stressful if you don’t have the money … Continue reading
Follow me now into the dark labyrinth of your shopping day. Day One: 9 am. You merrily go to the bank machine, take out $40 in cash, and feel, what, loaded? Healthy? Happy? 10 am. You hit the grocery store for a bottle of mustard. You know,the gourmet kind with the seeds. You … Continue reading
When you hear the phrase, “I have to get…” ringing in your head, you are in the grips of a spending thought. “S/he wants this and I have to…” signals you are about to lose the tune. That noise in your head is not the voice of reason, it is the scared or … Continue reading
If you were a car, would you be the stripped down model? How stripped down? No air conditioning? Radio, CD player? Moon roof? Leather seats? Cruise control? Would you have the strippy because you could not afford the bells and whistles, or because they are too frivolous? Your attitude to your car reflects your attitude … Continue reading
If you have just come into money, and by money, I mean that you got an unexpected lump sum. It might be $100 or $1,000, or more. What is the first thing you plan to do with it? If you’ve been depriving yourself, that is, you have not been using a balanced Spending Plan to … Continue reading
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